Boat Insurance in Newington, CT
Having sufficient boat insurance coverage may help protect you from losses should you experience mishaps while on the water. If you’re looking for a new policy, or you want to have your current coverage assessed, Koziura Szafranski Insurance Agency is ready to assist you.
What Does It Cover?
A boat insurance policy may cover your boat against accidents, damages and liabilities that may cause significant financial losses. Policy specifics may differ per insurer, but a standard policy generally offers the following coverages:
- Comprehensive coverage may help cover your boat’s repair costs if it gets damaged by fire, theft, certain weather events or vandalism.
- Collision coverage may cover repair costs after a collision with an object, a dock or another watercraft.
- Liability coverage may cover medical and other expenses if you’ve been held responsible for causing bodily injuries or property damage to a third party.
- Personal property coverage may cover the replacement of personal belongings that you keep or transport in your boat.
- Medical payments coverage may help pay for your and your passengers’ medical expenses after an accident, regardless of who’s at fault.
- Wreckage removal coverage may cover the retrieval costs if your boat sinks. It may also be helpful in case of a fuel spill.
How Much Does It Cost?
The cost of boat insurance may be influenced by the following factors:
- Location
- Boating history
- Type of watercraft
- Claims history
- Your boat’s horsepower
Where To Get A Policy
Reach out to Koziura Szafranski Insurance Agency today to explore your boat insurance options or request for a personalized quote.