General Liability Insurance in Newington, CT
Running a business in Newington means staying prepared for both opportunity and risk. Whether you’re a contractor, retailer, or consultant, general liability insurance is a foundational coverage that can help your business respond to common claims and unexpected incidents. Koziura Insurance Agency helps Newington-area businesses explore their coverage options and find policies tailored to their industry and scale.
What Is General Liability Insurance? 
General liability insurance is designed to help cover the financial impact of third-party claims, such as bodily injuries, property damage or advertising-related issues. These types of incidents can happen during day-to-day operations, whether a customer trips on your storefront or claims their property was damaged by your services.
Without proper insurance, even a single claim could place significant financial strain on your business. Many clients, landlords and vendors require proof of this coverage before entering contracts.
What Does General Liability Insurance Typically Cover?
Coverage needs can vary by industry, but a standard general liability policy may include the following:
- Bodily injury coverage, which may help cover medical expenses or legal costs if someone is injured on your premises or due to your operations
- Property damage coverage, which may assist with repairs or replacement if you’re responsible for damaging someone else’s property
- Personal and advertising injury coverage, which may help if your business is accused of defamation, copyright infringement or other reputational harm
- Legal defense costs, which may be included in the policy when responding to covered claims
Get a Quote in Minutes
Whether you’re just starting out or reviewing an existing policy, our team is ready to help. Contact Koziura Insurance Agency today to learn more about general liability insurance and request a personalized quote for your business.