Commercial Auto Insurance in Newington, CT
Whether you operate a single delivery van or manage a fleet of service vehicles, accidents, damage and liabilities can happen at any time. Personal auto policies typically do not cover vehicles used for commercial activities, which may leave your company exposed to significant financial risks.
What Does It Cover?
Standard commercial auto policies often offer the following:
- Comprehensive coverage can help pay for repairs caused by falling objects, fire, natural disasters, theft or vandalism.
- Collision coverage can cover damage caused by accidents involving another vehicle, object or tree, regardless of fault.
- Liability coverage can cover related costs if your vehicle is involved in an accident for which you or your employees are at fault and that causes injury or property damage to others.
- Uninsured/underinsured motorist coverage can help with your losses if your vehicle is hit by a driver with insufficient or no insurance.
- Hired and non-owned auto coverage can extend financial protection to vehicles that your business rents, or employees’ personal vehicles used for work.
Who Needs Commercial Auto Insurance in Connecticut?
Connecticut law requires most businesses that own or use vehicles for work to carry commercial auto insurance. This coverage may be particularly essential for:
- Contractors and service providers
- Delivery and transportation companies
- Businesses with sales teams or mobile employees
- Food trucks
How Koziura Szafranski Insurance Agency Supports Your Business
Our team at Koziura Szafranski Insurance Agency works closely with Connecticut businesses to assess risks and recommend coverage options that fit your operations and budget. We can help you navigate state requirements, compare policy features and make sure your vehicles and employees are financially protected on the road.
Contact us today to request a personalized quote.